Now that we’ve reached the halfway point, we can start to look at the NFL “if the playoffs started today…” scenarios and there won’t be 6,000 ties for the wild card spots. The only reason I’m bringing this up is because if the season ended today, the Colts wouldn’t just be a playoff team, they’d be playing the Broncos in a wild card game. It would be Peyton Manning vs. the Colts (and Andrew Luck) in the first round of the playoffs. Who said the NFL gods didn’t have a sense of humor?

One of the most common party games is ‘Truth or Dare.’ The player has to choose between telling the truth, or completing a dare, and they receive points for one or the other. While there are thousands of truth or dare questions that you can ask players, in this article I will outline the top ten most difficult truth or dare questions,

Anyone who has experimented cleaning this type of delicate item for oil painting will show you that it is fragile nature puts the painting in peril when harsh techniques (ie, normal cleaning methods) are applied. Removing dust and dirt from an oil painting can be a delicate process, and those in the restoration business recommend simply a single simple technique, then very gently applied.

This article covers the basics of Astrology and how they are inter-related. Astrology is defined as ‘the art or practice of determining the supposed influences of the planets and their motions on human affairs and human disposition’. From this practice a horoscope can be produced – a diagram (or chart) of the relative positions of planets and signs of the Zodiac at a specific time, usually the time of birth. A forecast can then be produced.

While watching the Chiefs-Chargers game on Thursday night, I decided something. The Kansas City Chiefs are bad. Really bad. I’m not surprised they haven’t had a lead all season. Frankly, I’m surprised they managed to get a win. As ridiculous as it was when Steve Spurrier said that Alabama could beat an NFL team, I think Alabama would at least give the Chiefs a game. Anyway, since the NFL for some reason decided that a Chiefs-Chargers game was worthy of a national audience, I (like 95 percent of America) have started this week 1-0. As for the rest of the picks…

On my trip to Maryland I went down to the Harbor Place Mall and Fudgery.

As I was walking through the mall I saw the Fudgery located inside the Harbor Place Mall. So I walked over and was greeted by a confectioner and master chocolatier. He offered me a sample of this chocolate gold and was hooked. Now I have never been here before and I was just excited to get some freshly made fudge which I was watching a very talented confectionery chef making and folding on a marble slab not more than 10 feet away from me with shiny cooper kettles in the background.

Who has not come across a deck of cards? Even if you are not a card game player, it is very likely you would have seen at least one deck in your lifetime. Cards have been part of our lives; as children we used to play games like memory, donkey plus among other inventive and amusing games. As children we would also spend a lot of time speculating on the fascinating designs on the cards.

Having some knowledge of how to calculate finance charges is always a good thing. Most lenders, as you know, will do this for you, but it can helpful to be able to check the math yourself. It is important, however, to understand that what is presented here is a basic procedure for calculating finance charges and your lender may be using a more complicated method. There may also be other issues attached with your loan which may affect the charges